A commercial loan comes in handy for urgent business fund requirements – it’s not rocket science. However, the big deal is to obtain the loan easily, swiftly and economically. Thankfully, there are lenders to take care of your loan requirements, helping you to focus solely on business lines. Take for instance Bajaj Finserv, India’ leading and most diversified Non-Banking Financial Company (NBFC) with a solid record of reliability, efficiency and customer satisfaction.
While banks and other financial institutions deny business loans to start-ups due to their short history, Bajaj Finserv is flexible with its policies. Any start-up operating legally for the past three years is eligible for Bajaj Finserv business loans up to 30 lakhs. However, an income tax return for the previous 12 months is mandatory. The NBFC also provides hassle-free unsecured loans where the need to pledge collateral or produce guarantor is eliminated outright.
Bajaj Finserv is keen on creating convenience and time saving for customers, which speaks for an easy, simple and efficient loaning process. The only requisite is an application backed by identification documents. The application is approved immediately and the loan amount is deposited in the applicant’s bank account in 72 hours or less. The loaning experts walk each customer through the entire process and are happy to answer his/her queries.
The interest rates are lower at this NBFC vis-à-vis any financial service provider in India, making it the go-to option for commercial loans. The account management is also convenient and time efficient, thanks to Bajaj Finserv online custom web portal that keeps the client on top of due EMIs. When it comes to interest rates, Bajaj Finserv offers customers a clear advantage.